Authorize (and immediately debit) a wallet payment via a credential

curl --request POST \
  --url https://api.feddi.io/v1/partner/payments \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "meta": {
    "partner_request_id": "a1b2c3d4-0001-0001-0001-000000000001",
    "occurred_at": "2026-06-05T10:00:00Z",
    "sent_at": "2026-06-05T10:00:01Z",
    "api_version": "2026-06-01"
  },
  "context": {
    "merchant_id": "11111111-1111-1111-1111-111111111111",
    "branch_id": "22222222-2222-2222-2222-222222222222",
    "terminal_id": "POS-360-0007",
    "cashier_id": "cashier-42",
    "partner_session_id": "ord-88812"
  },
  "credential": {
    "type": "otp",
    "phone": "+97433001122",
    "otp_code": "483921",
    "otp_session_id": "otps_cc01"
  },
  "amount_minor": 3500,
  "currency": "QAR",
  "order_ref": "ord-88812",
  "basket": {
    "lines": [
      {
        "sku": "COFFEE-001",
        "quantity": 2,
        "unit_price_minor": 1500,
        "extended_price_minor": 3000
      },
      {
        "sku": "PASTRY-007",
        "quantity": 1,
        "unit_price_minor": 500,
        "extended_price_minor": 500
      }
    ]
  }
}
'

import requests

url = "https://api.feddi.io/v1/partner/payments"

payload = {
    "meta": {
        "partner_request_id": "a1b2c3d4-0001-0001-0001-000000000001",
        "occurred_at": "2026-06-05T10:00:00Z",
        "sent_at": "2026-06-05T10:00:01Z",
        "api_version": "2026-06-01"
    },
    "context": {
        "merchant_id": "11111111-1111-1111-1111-111111111111",
        "branch_id": "22222222-2222-2222-2222-222222222222",
        "terminal_id": "POS-360-0007",
        "cashier_id": "cashier-42",
        "partner_session_id": "ord-88812"
    },
    "credential": {
        "type": "otp",
        "phone": "+97433001122",
        "otp_code": "483921",
        "otp_session_id": "otps_cc01"
    },
    "amount_minor": 3500,
    "currency": "QAR",
    "order_ref": "ord-88812",
    "basket": { "lines": [
            {
                "sku": "COFFEE-001",
                "quantity": 2,
                "unit_price_minor": 1500,
                "extended_price_minor": 3000
            },
            {
                "sku": "PASTRY-007",
                "quantity": 1,
                "unit_price_minor": 500,
                "extended_price_minor": 500
            }
        ] }
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    meta: {
      partner_request_id: 'a1b2c3d4-0001-0001-0001-000000000001',
      occurred_at: '2026-06-05T10:00:00Z',
      sent_at: '2026-06-05T10:00:01Z',
      api_version: '2026-06-01'
    },
    context: {
      merchant_id: '11111111-1111-1111-1111-111111111111',
      branch_id: '22222222-2222-2222-2222-222222222222',
      terminal_id: 'POS-360-0007',
      cashier_id: 'cashier-42',
      partner_session_id: 'ord-88812'
    },
    credential: {
      type: 'otp',
      phone: '+97433001122',
      otp_code: '483921',
      otp_session_id: 'otps_cc01'
    },
    amount_minor: 3500,
    currency: 'QAR',
    order_ref: 'ord-88812',
    basket: {
      lines: [
        {
          sku: 'COFFEE-001',
          quantity: 2,
          unit_price_minor: 1500,
          extended_price_minor: 3000
        },
        {
          sku: 'PASTRY-007',
          quantity: 1,
          unit_price_minor: 500,
          extended_price_minor: 500
        }
      ]
    }
  })
};

fetch('https://api.feddi.io/v1/partner/payments', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.feddi.io/v1/partner/payments",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'meta' => [
        'partner_request_id' => 'a1b2c3d4-0001-0001-0001-000000000001',
        'occurred_at' => '2026-06-05T10:00:00Z',
        'sent_at' => '2026-06-05T10:00:01Z',
        'api_version' => '2026-06-01'
    ],
    'context' => [
        'merchant_id' => '11111111-1111-1111-1111-111111111111',
        'branch_id' => '22222222-2222-2222-2222-222222222222',
        'terminal_id' => 'POS-360-0007',
        'cashier_id' => 'cashier-42',
        'partner_session_id' => 'ord-88812'
    ],
    'credential' => [
        'type' => 'otp',
        'phone' => '+97433001122',
        'otp_code' => '483921',
        'otp_session_id' => 'otps_cc01'
    ],
    'amount_minor' => 3500,
    'currency' => 'QAR',
    'order_ref' => 'ord-88812',
    'basket' => [
        'lines' => [
                [
                                'sku' => 'COFFEE-001',
                                'quantity' => 2,
                                'unit_price_minor' => 1500,
                                'extended_price_minor' => 3000
                ],
                [
                                'sku' => 'PASTRY-007',
                                'quantity' => 1,
                                'unit_price_minor' => 500,
                                'extended_price_minor' => 500
                ]
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "Idempotency-Key: <idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.feddi.io/v1/partner/payments"

	payload := strings.NewReader("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0001-0001-0001-000000000001\",\n    \"occurred_at\": \"2026-06-05T10:00:00Z\",\n    \"sent_at\": \"2026-06-05T10:00:01Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\",\n    \"cashier_id\": \"cashier-42\",\n    \"partner_session_id\": \"ord-88812\"\n  },\n  \"credential\": {\n    \"type\": \"otp\",\n    \"phone\": \"+97433001122\",\n    \"otp_code\": \"483921\",\n    \"otp_session_id\": \"otps_cc01\"\n  },\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"ord-88812\",\n  \"basket\": {\n    \"lines\": [\n      {\n        \"sku\": \"COFFEE-001\",\n        \"quantity\": 2,\n        \"unit_price_minor\": 1500,\n        \"extended_price_minor\": 3000\n      },\n      {\n        \"sku\": \"PASTRY-007\",\n        \"quantity\": 1,\n        \"unit_price_minor\": 500,\n        \"extended_price_minor\": 500\n      }\n    ]\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.feddi.io/v1/partner/payments")
  .header("Idempotency-Key", "<idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0001-0001-0001-000000000001\",\n    \"occurred_at\": \"2026-06-05T10:00:00Z\",\n    \"sent_at\": \"2026-06-05T10:00:01Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\",\n    \"cashier_id\": \"cashier-42\",\n    \"partner_session_id\": \"ord-88812\"\n  },\n  \"credential\": {\n    \"type\": \"otp\",\n    \"phone\": \"+97433001122\",\n    \"otp_code\": \"483921\",\n    \"otp_session_id\": \"otps_cc01\"\n  },\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"ord-88812\",\n  \"basket\": {\n    \"lines\": [\n      {\n        \"sku\": \"COFFEE-001\",\n        \"quantity\": 2,\n        \"unit_price_minor\": 1500,\n        \"extended_price_minor\": 3000\n      },\n      {\n        \"sku\": \"PASTRY-007\",\n        \"quantity\": 1,\n        \"unit_price_minor\": 500,\n        \"extended_price_minor\": 500\n      }\n    ]\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.feddi.io/v1/partner/payments")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0001-0001-0001-000000000001\",\n    \"occurred_at\": \"2026-06-05T10:00:00Z\",\n    \"sent_at\": \"2026-06-05T10:00:01Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\",\n    \"cashier_id\": \"cashier-42\",\n    \"partner_session_id\": \"ord-88812\"\n  },\n  \"credential\": {\n    \"type\": \"otp\",\n    \"phone\": \"+97433001122\",\n    \"otp_code\": \"483921\",\n    \"otp_session_id\": \"otps_cc01\"\n  },\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"ord-88812\",\n  \"basket\": {\n    \"lines\": [\n      {\n        \"sku\": \"COFFEE-001\",\n        \"quantity\": 2,\n        \"unit_price_minor\": 1500,\n        \"extended_price_minor\": 3000\n      },\n      {\n        \"sku\": \"PASTRY-007\",\n        \"quantity\": 1,\n        \"unit_price_minor\": 500,\n        \"extended_price_minor\": 500\n      }\n    ]\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "ok": true,
  "data": {
    "payment_id": "pay_77c1",
    "status": "completed",
    "wallet_id": "wal_5512",
    "amount_minor": 3500,
    "debited_promo_minor": 500,
    "debited_actual_minor": 3000,
    "currency": "QAR",
    "order_ref": "ord-88812",
    "balance_after": {
      "actual_minor": 9500,
      "promo_available_minor": 0,
      "promo_locked_minor": 200,
      "pending_topups_minor": 0,
      "currency": "QAR",
      "promo_grants": []
    },
    "completed_at": "2026-06-05T10:00:01Z"
  },
  "error": null,
  "meta": {
    "request_id": "req_p1",
    "idempotency_replayed": false,
    "api_version": "2026-06-01",
    "data_completeness_score": 80
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": false,
  "data": null,
  "error": {
    "code": "INSUFFICIENT_FUNDS",
    "message": "Wallet balance is insufficient for this payment.",
    "details": {
      "shortfall_minor": 1200,
      "available_actual_minor": 1800,
      "available_promo_minor": 500,
      "currency": "QAR"
    }
  },
  "meta": {
    "request_id": "req_p2",
    "idempotency_replayed": false,
    "api_version": "2026-06-01"
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

payments

Authorize (and immediately debit) a wallet payment via a credential

Present a customer credential (otp, rotating QR nonce, 5-char short_code, or pass_tap) and debit the wallet atomically. There is no reservation or hold: the debit is immediate. Promotional grants are spent first (FIFO by expiry) then actual balance; the result reports the split as debited_promo_minor and debited_actual_minor. When credential.type is otp, the credential carries the otp_session_id returned by POST /payments/otp/send (the trigger leg) plus the code the customer received; the OTP is consumed atomically with the debit, so a failed debit (for example INSUFFICIENT_FUNDS) does not consume the OTP and it remains retryable. QR nonces are single-use; a replayed nonce returns CREDENTIAL_EXPIRED_OR_REPLAYED. The credential is a discriminated union on credential.type, so additional types extend the enum without changing the route. Idempotent on the Idempotency-Key header: a same-key, same-payload retry replays the original result byte-identical, and a same-key, different-payload request returns IDEMPOTENCY_KEY_REUSED. Cross-tenant calls (a merchant_id not authorized for the integration) resolve to FORBIDDEN. Terminal and cashier-driven flows (OTP, QR) authenticate with the PosTerminalJWT scheme. Identity-verified wallets only: a pending_proof wallet may not pay. This resource returns the debit result, never a standalone debit or authorization token.

POST

payments

curl --request POST \
  --url https://api.feddi.io/v1/partner/payments \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "meta": {
    "partner_request_id": "a1b2c3d4-0001-0001-0001-000000000001",
    "occurred_at": "2026-06-05T10:00:00Z",
    "sent_at": "2026-06-05T10:00:01Z",
    "api_version": "2026-06-01"
  },
  "context": {
    "merchant_id": "11111111-1111-1111-1111-111111111111",
    "branch_id": "22222222-2222-2222-2222-222222222222",
    "terminal_id": "POS-360-0007",
    "cashier_id": "cashier-42",
    "partner_session_id": "ord-88812"
  },
  "credential": {
    "type": "otp",
    "phone": "+97433001122",
    "otp_code": "483921",
    "otp_session_id": "otps_cc01"
  },
  "amount_minor": 3500,
  "currency": "QAR",
  "order_ref": "ord-88812",
  "basket": {
    "lines": [
      {
        "sku": "COFFEE-001",
        "quantity": 2,
        "unit_price_minor": 1500,
        "extended_price_minor": 3000
      },
      {
        "sku": "PASTRY-007",
        "quantity": 1,
        "unit_price_minor": 500,
        "extended_price_minor": 500
      }
    ]
  }
}
'

import requests

url = "https://api.feddi.io/v1/partner/payments"

payload = {
    "meta": {
        "partner_request_id": "a1b2c3d4-0001-0001-0001-000000000001",
        "occurred_at": "2026-06-05T10:00:00Z",
        "sent_at": "2026-06-05T10:00:01Z",
        "api_version": "2026-06-01"
    },
    "context": {
        "merchant_id": "11111111-1111-1111-1111-111111111111",
        "branch_id": "22222222-2222-2222-2222-222222222222",
        "terminal_id": "POS-360-0007",
        "cashier_id": "cashier-42",
        "partner_session_id": "ord-88812"
    },
    "credential": {
        "type": "otp",
        "phone": "+97433001122",
        "otp_code": "483921",
        "otp_session_id": "otps_cc01"
    },
    "amount_minor": 3500,
    "currency": "QAR",
    "order_ref": "ord-88812",
    "basket": { "lines": [
            {
                "sku": "COFFEE-001",
                "quantity": 2,
                "unit_price_minor": 1500,
                "extended_price_minor": 3000
            },
            {
                "sku": "PASTRY-007",
                "quantity": 1,
                "unit_price_minor": 500,
                "extended_price_minor": 500
            }
        ] }
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    meta: {
      partner_request_id: 'a1b2c3d4-0001-0001-0001-000000000001',
      occurred_at: '2026-06-05T10:00:00Z',
      sent_at: '2026-06-05T10:00:01Z',
      api_version: '2026-06-01'
    },
    context: {
      merchant_id: '11111111-1111-1111-1111-111111111111',
      branch_id: '22222222-2222-2222-2222-222222222222',
      terminal_id: 'POS-360-0007',
      cashier_id: 'cashier-42',
      partner_session_id: 'ord-88812'
    },
    credential: {
      type: 'otp',
      phone: '+97433001122',
      otp_code: '483921',
      otp_session_id: 'otps_cc01'
    },
    amount_minor: 3500,
    currency: 'QAR',
    order_ref: 'ord-88812',
    basket: {
      lines: [
        {
          sku: 'COFFEE-001',
          quantity: 2,
          unit_price_minor: 1500,
          extended_price_minor: 3000
        },
        {
          sku: 'PASTRY-007',
          quantity: 1,
          unit_price_minor: 500,
          extended_price_minor: 500
        }
      ]
    }
  })
};

fetch('https://api.feddi.io/v1/partner/payments', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.feddi.io/v1/partner/payments",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'meta' => [
        'partner_request_id' => 'a1b2c3d4-0001-0001-0001-000000000001',
        'occurred_at' => '2026-06-05T10:00:00Z',
        'sent_at' => '2026-06-05T10:00:01Z',
        'api_version' => '2026-06-01'
    ],
    'context' => [
        'merchant_id' => '11111111-1111-1111-1111-111111111111',
        'branch_id' => '22222222-2222-2222-2222-222222222222',
        'terminal_id' => 'POS-360-0007',
        'cashier_id' => 'cashier-42',
        'partner_session_id' => 'ord-88812'
    ],
    'credential' => [
        'type' => 'otp',
        'phone' => '+97433001122',
        'otp_code' => '483921',
        'otp_session_id' => 'otps_cc01'
    ],
    'amount_minor' => 3500,
    'currency' => 'QAR',
    'order_ref' => 'ord-88812',
    'basket' => [
        'lines' => [
                [
                                'sku' => 'COFFEE-001',
                                'quantity' => 2,
                                'unit_price_minor' => 1500,
                                'extended_price_minor' => 3000
                ],
                [
                                'sku' => 'PASTRY-007',
                                'quantity' => 1,
                                'unit_price_minor' => 500,
                                'extended_price_minor' => 500
                ]
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "Idempotency-Key: <idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.feddi.io/v1/partner/payments"

	payload := strings.NewReader("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0001-0001-0001-000000000001\",\n    \"occurred_at\": \"2026-06-05T10:00:00Z\",\n    \"sent_at\": \"2026-06-05T10:00:01Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\",\n    \"cashier_id\": \"cashier-42\",\n    \"partner_session_id\": \"ord-88812\"\n  },\n  \"credential\": {\n    \"type\": \"otp\",\n    \"phone\": \"+97433001122\",\n    \"otp_code\": \"483921\",\n    \"otp_session_id\": \"otps_cc01\"\n  },\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"ord-88812\",\n  \"basket\": {\n    \"lines\": [\n      {\n        \"sku\": \"COFFEE-001\",\n        \"quantity\": 2,\n        \"unit_price_minor\": 1500,\n        \"extended_price_minor\": 3000\n      },\n      {\n        \"sku\": \"PASTRY-007\",\n        \"quantity\": 1,\n        \"unit_price_minor\": 500,\n        \"extended_price_minor\": 500\n      }\n    ]\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.feddi.io/v1/partner/payments")
  .header("Idempotency-Key", "<idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0001-0001-0001-000000000001\",\n    \"occurred_at\": \"2026-06-05T10:00:00Z\",\n    \"sent_at\": \"2026-06-05T10:00:01Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\",\n    \"cashier_id\": \"cashier-42\",\n    \"partner_session_id\": \"ord-88812\"\n  },\n  \"credential\": {\n    \"type\": \"otp\",\n    \"phone\": \"+97433001122\",\n    \"otp_code\": \"483921\",\n    \"otp_session_id\": \"otps_cc01\"\n  },\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"ord-88812\",\n  \"basket\": {\n    \"lines\": [\n      {\n        \"sku\": \"COFFEE-001\",\n        \"quantity\": 2,\n        \"unit_price_minor\": 1500,\n        \"extended_price_minor\": 3000\n      },\n      {\n        \"sku\": \"PASTRY-007\",\n        \"quantity\": 1,\n        \"unit_price_minor\": 500,\n        \"extended_price_minor\": 500\n      }\n    ]\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.feddi.io/v1/partner/payments")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0001-0001-0001-000000000001\",\n    \"occurred_at\": \"2026-06-05T10:00:00Z\",\n    \"sent_at\": \"2026-06-05T10:00:01Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\",\n    \"cashier_id\": \"cashier-42\",\n    \"partner_session_id\": \"ord-88812\"\n  },\n  \"credential\": {\n    \"type\": \"otp\",\n    \"phone\": \"+97433001122\",\n    \"otp_code\": \"483921\",\n    \"otp_session_id\": \"otps_cc01\"\n  },\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"ord-88812\",\n  \"basket\": {\n    \"lines\": [\n      {\n        \"sku\": \"COFFEE-001\",\n        \"quantity\": 2,\n        \"unit_price_minor\": 1500,\n        \"extended_price_minor\": 3000\n      },\n      {\n        \"sku\": \"PASTRY-007\",\n        \"quantity\": 1,\n        \"unit_price_minor\": 500,\n        \"extended_price_minor\": 500\n      }\n    ]\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "ok": true,
  "data": {
    "payment_id": "pay_77c1",
    "status": "completed",
    "wallet_id": "wal_5512",
    "amount_minor": 3500,
    "debited_promo_minor": 500,
    "debited_actual_minor": 3000,
    "currency": "QAR",
    "order_ref": "ord-88812",
    "balance_after": {
      "actual_minor": 9500,
      "promo_available_minor": 0,
      "promo_locked_minor": 200,
      "pending_topups_minor": 0,
      "currency": "QAR",
      "promo_grants": []
    },
    "completed_at": "2026-06-05T10:00:01Z"
  },
  "error": null,
  "meta": {
    "request_id": "req_p1",
    "idempotency_replayed": false,
    "api_version": "2026-06-01",
    "data_completeness_score": 80
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": false,
  "data": null,
  "error": {
    "code": "INSUFFICIENT_FUNDS",
    "message": "Wallet balance is insufficient for this payment.",
    "details": {
      "shortfall_minor": 1200,
      "available_actual_minor": 1800,
      "available_promo_minor": 500,
      "currency": "QAR"
    }
  },
  "meta": {
    "request_id": "req_p2",
    "idempotency_replayed": false,
    "api_version": "2026-06-01"
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

Authorizations

Authorization

string

header

required

POS terminal JWT minted by /auth/token; carries integrationId + terminal/cashier claims (server-trusted).

Headers

Idempotency-Key

string<uuid>

required

Partner-generated UUID; the ONE dedup key for all mutating endpoints. 24h TTL. Same key + same payload -> byte-identical replay; same key + different payload -> IDEMPOTENCY_KEY_REUSED (422).

Body

application/json

Response

Wallet debited. meta.idempotency_replayed is true on a replay.

The standard response envelope that every enveloped endpoint serializes through. ok is a boolean discriminator: when ok is true, the typed result is carried in data; when ok is false, a typed error object is returned instead. The meta object is uniform across the entire API surface.

boolean

required

Overview

Endpoints

Authorize (and immediately debit) a wallet payment via a credential

Authorizations

Headers

Body

Response