Trigger a payment OTP, SMS a 6-digit code bound to this order + amount

curl --request POST \
  --url https://api.feddi.io/v1/partner/payments/otp/send \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "meta": {
    "partner_request_id": "a1b2c3d4-0007-0007-0007-000000000007",
    "occurred_at": "2026-06-05T09:59:00Z",
    "sent_at": "2026-06-05T09:59:00Z",
    "api_version": "2026-06-01"
  },
  "context": {
    "merchant_id": "11111111-1111-1111-1111-111111111111",
    "branch_id": "22222222-2222-2222-2222-222222222222",
    "terminal_id": "POS-360-0007"
  },
  "phone": "+97433001122",
  "amount_minor": 3500,
  "currency": "QAR",
  "order_ref": "odoo-pos-000123"
}
'

import requests

url = "https://api.feddi.io/v1/partner/payments/otp/send"

payload = {
    "meta": {
        "partner_request_id": "a1b2c3d4-0007-0007-0007-000000000007",
        "occurred_at": "2026-06-05T09:59:00Z",
        "sent_at": "2026-06-05T09:59:00Z",
        "api_version": "2026-06-01"
    },
    "context": {
        "merchant_id": "11111111-1111-1111-1111-111111111111",
        "branch_id": "22222222-2222-2222-2222-222222222222",
        "terminal_id": "POS-360-0007"
    },
    "phone": "+97433001122",
    "amount_minor": 3500,
    "currency": "QAR",
    "order_ref": "odoo-pos-000123"
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    meta: {
      partner_request_id: 'a1b2c3d4-0007-0007-0007-000000000007',
      occurred_at: '2026-06-05T09:59:00Z',
      sent_at: '2026-06-05T09:59:00Z',
      api_version: '2026-06-01'
    },
    context: {
      merchant_id: '11111111-1111-1111-1111-111111111111',
      branch_id: '22222222-2222-2222-2222-222222222222',
      terminal_id: 'POS-360-0007'
    },
    phone: '+97433001122',
    amount_minor: 3500,
    currency: 'QAR',
    order_ref: 'odoo-pos-000123'
  })
};

fetch('https://api.feddi.io/v1/partner/payments/otp/send', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.feddi.io/v1/partner/payments/otp/send",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'meta' => [
        'partner_request_id' => 'a1b2c3d4-0007-0007-0007-000000000007',
        'occurred_at' => '2026-06-05T09:59:00Z',
        'sent_at' => '2026-06-05T09:59:00Z',
        'api_version' => '2026-06-01'
    ],
    'context' => [
        'merchant_id' => '11111111-1111-1111-1111-111111111111',
        'branch_id' => '22222222-2222-2222-2222-222222222222',
        'terminal_id' => 'POS-360-0007'
    ],
    'phone' => '+97433001122',
    'amount_minor' => 3500,
    'currency' => 'QAR',
    'order_ref' => 'odoo-pos-000123'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "Idempotency-Key: <idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.feddi.io/v1/partner/payments/otp/send"

	payload := strings.NewReader("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0007-0007-0007-000000000007\",\n    \"occurred_at\": \"2026-06-05T09:59:00Z\",\n    \"sent_at\": \"2026-06-05T09:59:00Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\"\n  },\n  \"phone\": \"+97433001122\",\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"odoo-pos-000123\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.feddi.io/v1/partner/payments/otp/send")
  .header("Idempotency-Key", "<idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0007-0007-0007-000000000007\",\n    \"occurred_at\": \"2026-06-05T09:59:00Z\",\n    \"sent_at\": \"2026-06-05T09:59:00Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\"\n  },\n  \"phone\": \"+97433001122\",\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"odoo-pos-000123\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.feddi.io/v1/partner/payments/otp/send")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0007-0007-0007-000000000007\",\n    \"occurred_at\": \"2026-06-05T09:59:00Z\",\n    \"sent_at\": \"2026-06-05T09:59:00Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\"\n  },\n  \"phone\": \"+97433001122\",\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"odoo-pos-000123\"\n}"

response = http.request(request)
puts response.read_body

{
  "ok": true,
  "data": {
    "otp_session_id": "otps_cc01",
    "phone_masked": "+9743300****",
    "expires_at": "2026-06-05T10:04:00Z",
    "resend_after_seconds": 30
  },
  "error": null,
  "meta": {
    "request_id": "req_otp1",
    "idempotency_replayed": false,
    "api_version": "2026-06-01"
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

payments

Trigger a payment OTP, SMS a 6-digit code bound to this order + amount

Triggers the OTP leg of a wallet payment: resolves the customer’s wallet from the phone, mints an OTP session bound to the calling integration, the order, and the amount, and sends the customer a 6-digit code by SMS. No money moves on this call. The point of sale then submits the code via POST /payments with credential.type: otp, carrying the returned otp_session_id plus the code; verification and debit are atomic there (one call, no hold). The order and amount binding is the anti-replay boundary: a session minted for one order cannot authorize another, and an amount change requires a fresh send. This is an SMS-cost and abuse surface, so it is aggressively rate-limited per phone and per terminal; re-sending before resend_after_seconds elapses returns RATE_LIMITED with a Retry-After header. Idempotent on the Idempotency-Key header: a retried send replays the same session without a duplicate SMS. Cross-tenant requests resolve to 403 or 404; a pending_proof wallet may not pay.

POST

payments

otp

send

Trigger a payment OTP, SMS a 6-digit code bound to this order + amount

curl --request POST \
  --url https://api.feddi.io/v1/partner/payments/otp/send \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --data '
{
  "meta": {
    "partner_request_id": "a1b2c3d4-0007-0007-0007-000000000007",
    "occurred_at": "2026-06-05T09:59:00Z",
    "sent_at": "2026-06-05T09:59:00Z",
    "api_version": "2026-06-01"
  },
  "context": {
    "merchant_id": "11111111-1111-1111-1111-111111111111",
    "branch_id": "22222222-2222-2222-2222-222222222222",
    "terminal_id": "POS-360-0007"
  },
  "phone": "+97433001122",
  "amount_minor": 3500,
  "currency": "QAR",
  "order_ref": "odoo-pos-000123"
}
'

import requests

url = "https://api.feddi.io/v1/partner/payments/otp/send"

payload = {
    "meta": {
        "partner_request_id": "a1b2c3d4-0007-0007-0007-000000000007",
        "occurred_at": "2026-06-05T09:59:00Z",
        "sent_at": "2026-06-05T09:59:00Z",
        "api_version": "2026-06-01"
    },
    "context": {
        "merchant_id": "11111111-1111-1111-1111-111111111111",
        "branch_id": "22222222-2222-2222-2222-222222222222",
        "terminal_id": "POS-360-0007"
    },
    "phone": "+97433001122",
    "amount_minor": 3500,
    "currency": "QAR",
    "order_ref": "odoo-pos-000123"
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    meta: {
      partner_request_id: 'a1b2c3d4-0007-0007-0007-000000000007',
      occurred_at: '2026-06-05T09:59:00Z',
      sent_at: '2026-06-05T09:59:00Z',
      api_version: '2026-06-01'
    },
    context: {
      merchant_id: '11111111-1111-1111-1111-111111111111',
      branch_id: '22222222-2222-2222-2222-222222222222',
      terminal_id: 'POS-360-0007'
    },
    phone: '+97433001122',
    amount_minor: 3500,
    currency: 'QAR',
    order_ref: 'odoo-pos-000123'
  })
};

fetch('https://api.feddi.io/v1/partner/payments/otp/send', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.feddi.io/v1/partner/payments/otp/send",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'meta' => [
        'partner_request_id' => 'a1b2c3d4-0007-0007-0007-000000000007',
        'occurred_at' => '2026-06-05T09:59:00Z',
        'sent_at' => '2026-06-05T09:59:00Z',
        'api_version' => '2026-06-01'
    ],
    'context' => [
        'merchant_id' => '11111111-1111-1111-1111-111111111111',
        'branch_id' => '22222222-2222-2222-2222-222222222222',
        'terminal_id' => 'POS-360-0007'
    ],
    'phone' => '+97433001122',
    'amount_minor' => 3500,
    'currency' => 'QAR',
    'order_ref' => 'odoo-pos-000123'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "Idempotency-Key: <idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.feddi.io/v1/partner/payments/otp/send"

	payload := strings.NewReader("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0007-0007-0007-000000000007\",\n    \"occurred_at\": \"2026-06-05T09:59:00Z\",\n    \"sent_at\": \"2026-06-05T09:59:00Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\"\n  },\n  \"phone\": \"+97433001122\",\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"odoo-pos-000123\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.feddi.io/v1/partner/payments/otp/send")
  .header("Idempotency-Key", "<idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0007-0007-0007-000000000007\",\n    \"occurred_at\": \"2026-06-05T09:59:00Z\",\n    \"sent_at\": \"2026-06-05T09:59:00Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\"\n  },\n  \"phone\": \"+97433001122\",\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"odoo-pos-000123\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.feddi.io/v1/partner/payments/otp/send")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"meta\": {\n    \"partner_request_id\": \"a1b2c3d4-0007-0007-0007-000000000007\",\n    \"occurred_at\": \"2026-06-05T09:59:00Z\",\n    \"sent_at\": \"2026-06-05T09:59:00Z\",\n    \"api_version\": \"2026-06-01\"\n  },\n  \"context\": {\n    \"merchant_id\": \"11111111-1111-1111-1111-111111111111\",\n    \"branch_id\": \"22222222-2222-2222-2222-222222222222\",\n    \"terminal_id\": \"POS-360-0007\"\n  },\n  \"phone\": \"+97433001122\",\n  \"amount_minor\": 3500,\n  \"currency\": \"QAR\",\n  \"order_ref\": \"odoo-pos-000123\"\n}"

response = http.request(request)
puts response.read_body

{
  "ok": true,
  "data": {
    "otp_session_id": "otps_cc01",
    "phone_masked": "+9743300****",
    "expires_at": "2026-06-05T10:04:00Z",
    "resend_after_seconds": 30
  },
  "error": null,
  "meta": {
    "request_id": "req_otp1",
    "idempotency_replayed": false,
    "api_version": "2026-06-01"
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

{
  "ok": true,
  "meta": {
    "request_id": "<string>",
    "api_version": "2026-06-01",
    "idempotency_replayed": true,
    "data_completeness_score": 50,
    "decision_trace_id": "<string>",
    "capabilities": {}
  },
  "data": {},
  "error": {
    "message": "<string>",
    "details": {}
  }
}

Authorizations

Authorization

string

header

required

POS terminal JWT minted by /auth/token; carries integrationId + terminal/cashier claims (server-trusted).

Headers

Idempotency-Key

string<uuid>

required

Partner-generated UUID; the ONE dedup key for all mutating endpoints. 24h TTL. Same key + same payload -> byte-identical replay; same key + different payload -> IDEMPOTENCY_KEY_REUSED (422).

Body

application/json

Body for POST /payments/otp/send, the OTP trigger leg. Binds the minted OTP session to the order and amount so the code cannot be replayed across orders.

Response

OTP session minted + code SMSed. Submit the code via POST /payments with the otp credential.

The standard response envelope that every enveloped endpoint serializes through. ok is a boolean discriminator: when ok is true, the typed result is carried in data; when ok is false, a typed error object is returned instead. The meta object is uniform across the entire API surface.

boolean

required

Overview

Endpoints

Trigger a payment OTP, SMS a 6-digit code bound to this order + amount

Authorizations

Headers

Body

Response